Find The Best Van Finance Deal For You

For many businesses and independent motorists, having the right van, tailored specifically to your needs is essential. Owning a van can be crucial for operation, travel and so much more. Whether you need to deliver goods, or to run errands, sourcing the best van deal is a game changer. Van finance is a door opening opportunity to you getting your dream van right away, whether its through van hire purchase, van finance lease or van contract hire. 

Van Finance From Discount Van Sales

Discount Van Sales offers the best van finance deals on your new and nearly new van. Whether you are looking for van hire purchase deals, van finance leasing or van contract hire, our experienced team can advise you on the best option based on the information you provide. 

There are many reasons you might not wish to purchase a van outright. That’s why we provide van finance packages; we understand that choosing the ideal vehicle to propel your business or day to day life forward should be straightforward and cost-effective. We offer a variety of vans on finance tailored to fit all budgets and needs, accompanied by a selection of financing options to select from.

VAN Hire Purchase
(simple van finance)

The deposit is equivalent of VAT and RFL

Repayment period from 36 up to 60 months

Monthly repayments are VAT free

VAT deposit reclaimable (VAT registered customers)

100% of interest charges can be offset against taxable profits

Vehicle is an asset on your balance sheet and benefits from writing down allowances

End of the contact period the vehicle is 100% owned by you upon payment of the option fee

All our vehicles are UK MAIN DEALER supplied (not imports) and as such have the benefit of the full warranty, service and back up from the manufacturer. The only difference between ordering through us and a main dealer is the price!

If you would like any further information or you would like to proceed with an order you can contact us direct on 01633494645

VAN Finance Leasing

The deposit is the equivalent of 1 – 3 months rental in advance, plus the VAT on the deposit

Repayment period of between 24 and 60 months

VAT is paid monthly, then claimed back quarterly (if VAT registered)

Rentals are 100% allowable against taxable profits

Facility can have a balloon profile, which defers a large payment to the end of the contract - thus reducing monthly rental and aiding cashflow - please discuss this with us.

Vehicle sold or part-exchanged at end of contract with the hirer typically keeping 95% of the sales proceeds (ex. VAT) . A great benefit with this form of van lease

No mileage restrictions apply for this type of van lease, another huge benefit

VAN Contract Hire

The deposit is the equivalent of 1 – 3 months rental in advance, plus the VAT for the deposit

Van Contract Hire is essentially the same as Van Finance Leasing and the possibility of maintenance package, and without the hassle of having to sell the vehicle at the end of the contract

Deposits are anything from 3 rentals upwards

Total budgetary control - fixed costs, as long as you stay within the mileage

Monthly repayments are subject to VAT - VAT recoverable if VAT registered

Rentals are 100% allowable against taxable profits

The deposit is equivalent of VAT and RFL

Fixed maintenance package to include services, repairs, tyres, dependant on contract type optional on van contract hire)

At the end of the contract, simply hand the vehicle back

The vehicle is subjected to an inspection, where any reconditioning costs are charged to the customer - Ideal for VAT registered larger fleet operators.

The contract is mileage sensitive

There will be early termination costs if the contract does not go to the full term

Van Hire Purchase

Perfect for VAT-registered companies aiming for eventual vehicle ownership, van hire purchase is a financing agreement where ownership transfers to the company once all payments, including the final purchase payment, are completed. This plan allows part of the vehicle’s capital cost to be deferred to a residual or final rental payment at the end of the agreement, reflecting the vehicle’s expected market value at the end of the leasing period. This traditional van HP deal is preferred by those seeking eventual ownership of their leased vans.

Van Finance Lease

This type of van lease is suitable for both VAT-registered and non-VAT registered companies that prefer to manage their vehicle administration and have the asset reflected on their balance sheet. It’s a VAT-advantageous option where the lessee can opt to cover the full cost over the designated lease period, plus an interest charge. Alternatively, they can pay reduced monthly rentals throughout the lease term, concluding with a final payment that corresponds to the expected resale value of the vehicle.

Van Contract Hire

Our Contract Hire van leasing packages are favoured by both VAT-registered and non-VAT-registered companies, particularly those seeking to reduce expenses without sacrificing financial control and flexibility. This is achievable with our VAT-advantageous financial package. With a single, consistent monthly rental payment, we handle all risks, including depreciation and disposal costs, for a predetermined duration and mileage. The package also covers the Road Fund License and offers the option to add roadside assistance, maintenance, and a replacement vehicle provision as additional services.

Although Discount Van Sales are able to make valuable suggestions on suitable van finance options, finance for a business can be complicated and we strongly recommend consulting your accountant to see what is suitable for your business.